Your disability policy states that you will qualify for benefits as a result of your inability to perform the duties of any job that you are qualified by prior training, education, or experience.

Your disability policy states that you will qualify for benefits as a result of your inability to perform the duties of any job that you are qualified by prior training, education, or experience.

Your disability policy states that you will qualify for benefits as a result of your inability to perform the duties of any job that you are qualified by prior training, education, or experience. It further states that you must lose income as a result of this circumstance. You most likely have
An income replacement policy
Your disability policy defines your eligibility for disability benefits as your inability, due to sickness or accident, to perform the essential duties of your occupation. That definition is known as
Any occupation for disability
Own occupation for disability
Your disability policy states that you will qualify for benefits in the event you are not able to perform the essential duties of your occupation as a result of a sickness or an accident for 5 years and any occupation for which you have had prior experience, education or training thereafter. You are a surgeon who has a neurological problem in his arm. You are not able to perform surgery, but you can practice internal medicine. What benefits might your expect when your disability is approved?
Full benefits until you recover or reach a specified age
Full benefits reduced by the income you earn as an internal medicine doctor.
Full benefits for five years and no benefits thereafter
Your disability policy states that to be considered disabled you must not be able


 

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